Sanitas Premium 500.000Full reimbursement health insurance
Reimbursement insurance with greater Sanitas coverage.
Go to the specialists of your choice anywhere in the world, even if they are not on our medical chart.
- 90% reimbursement on costs (limit €500,000)
- 50% reimbursement on pharmacy costs (limit €300)
- Dental with80% reimbursement (limit €400/year) (only applicable to treatments carried out by providers on the medical chart appinted by Sanitas).
- Allowance for hospitalisation of €100/day (allowance up to 90 days/year, provided that the expenses are generated outside the Sanitas medical chart).
- Cover in the USA with access to major appointed centres in the country
- Death cover: payment of the premium fo 12 months in case of death of the policyholder
Cover included in Sanitas Premium 500,000
Sanitas Premium 500,000: Complete Health Insurance with Reimbursement
Sanitas Premium 500,000 is a health insurance with a large reimbursement limit that allows access to the entire Sanitas medical network at no cost and also access to any center or doctor of your choice in Spain or the rest of the world, reimbursing you the 90% of the expenses generated if they do not belong to our medical network. All this, without having to pay any type of copayment.
What does it mean with full reimbursement health insurance?
Reimbursement coverage will allow you to choose the doctor you want, both in Spain and worldwide, even if it is not in our medical chart, with the reimbursement of expenses.
In this way, you would have to pay the services of others and Sanitas returns a percentage of the expenses, presenting the invoice of the service, and within the economic limit of the product.
What does this medical insurance cover?
SANITAS PREMIUM 500,000 is a complete health care insurance:
- Primary Care: General medicine, paediatrics, nursing assistance, emergency services…
- Access to all specialities without restrictions: Cardiology, dermatology, endocrinology, orthopaedic traumatology, gynaecology, ophthalmology, oncology, psychiatry…
- Diagnostic tests: Clinical tests, ultrasound scans, x-rays, MRI scans, endoscopies, scanning…
- Therapeutic methods: Rehabilitation sessions, oncological treatments, respiratory therapies, speech-language therapy sessions, lithotripsy, radiotherapy…
- Surgical operations: whether or nor it requires a stay in hospital.
- Dental Cover: 30 services included and 21% discount on all other dental treatments.
Exclusive Benefits included
- Reimbursement of 90% of expenses and a cap of €500.000
- Dental reimbursement: 80€ and a cap of €400/year. The reimbursement will ony be applicable to treatments carried out by providers on the Sanitas apointed medical chart.
- Pharmacy reimbursement: 50% with a cap of €300/year
- Hospitalisation subsidy: daily compensation per day in hospital €100/day
- Access to the network of major appointed centres in the USA.
- Dental cover: payment of the premium for 12 months
As full reimbursement medical insurance, Sanitas Premium 500,000 offers all the necessary medical assistance coverage in case of illness or accidents, providing all the necessary means for diagnosis and treatment, in addition to the free choice of specialist.
Contract conditions for Sanitas Premium 500,000
The waiting periods indicate the time that has to elapse between the discharge in the medical insurance and the possibility of using certain services. Only the following services have waiting periods:
|Outpatient surgical operations||3 months|
|High-tech diagnostic tests||6 months|
|Childbirth or Caesarean||8 months|
|The following complex therapeutic methods: interventional cardiology, haemodynamics, interventional radiology, radiotherapy, chemotherapy and lithotripsy.||10 months|
|Tubal ligation and vasectomy||10 months|
|Hospitalisation and non-outpatient system surgical operations.||10 months|
And if you already have health insurance with a competitor, all waiting periods are eliminated except the one corresponding to childbirth.
Maximum age at inception date
The maximum age for purchasing this product: 64 years.
Cover age limit
There is no cover age limit.
Discount due to payment method 4% annually
This product does not have co-payments or extra costs in addition to the monthly premium.